Information about sinkhole homes in Florida. Do you have a Sinkhole home?

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Foundation Problems. Do you have a Florida Sinkhole Home?   Site Map

Are worried you might have foundation problem. There are many signs to look for in order to determine if there is a problem.  Most sinkhole home have problems like cracks, ground level issues, and problems with the windows and doors. (Click here to see Sinkhole Photos)

Cracks can be found anywhere on you sinkhole home.  Cracks will usually begin near the windows and doors at the top corners of the frames.  The cracks usually begin in the walls near these areas because they are holding a window or a door in place.  Some sinkhole home owners notice cracks in or around stairways because they too rely on a level foundation.  Cracks in walls may start anywhere from the ceiling, floors, or right in the middle.  You might even notice cracks to appear from the exterior of the home.  In most cases, foundation problems will cause cracks to be visible quickly. This doesn’t mean the house is going to collapse but you should act on signs right away.

Windows and doors show the first signs of foundation problems.  Most sinkhole home owners notice the door jams to be the first sign of a poor foundation.  It is common for people such as a builder to tell a new home owner their home is settling and the door jam issues are normal.  Sometimes this is true.  However, pay close attention.  You will notice doors in the home are no longer shutting properly.  You might have to pull really hard to shut the doors or they may no longer shut properly at all.  This is the same for windows in the home.  They may begin to scrape against the frame of the window as if it was not installed in the frame properly.

Ground level issues are signs of a sink hole home.  Things that you might look for include cracks around the cement like the driveway or walkways.  If you have covered the soil with grass or rock then you might notice an area that is now softer than it was before.  It is possible you will notice an area slumping or to seem like it has fallen into a slight hill.  Pay attention to the exterior of you home.  It is also okay to look at the neighbor’s property too.  This doesn’t mean you should trespass and walk around their property.  If you see any signs of leveling issues that appear to be foundation problems it might raise an area of concern.

Sinkhole home buyers notice first signs of foundation problems with their windows and doors not shutting properly or fitting in the frames.  The reason for this is because the home has shifted and it is no longer level.  Other signs of a sinkhole foundation include cracks throughout the interior or exterior of the home and level issues outside.  If you do believe you have a sinkhole it is best to call your insurance company right away and file an insurance claim.

Protect Your Florida Sinkhole House
Congratulations! You just purchased your dream house in Florida. You also bought homeowner’s insurance to protect your dream house. Sure, you knew about a sinkhole that was discovered on the property of one of your new neighbors; you did check to see your policy covered sinkhole damage. But one day, you find evidence of what you think is a sinkhole on your property. You photograph the damage, make notes, then send it along to the insurance company, figuring you’re covered.

The letter from the insurance company comes back saying, “Denied.”

What do you do? Chalk it up to failure and pay the costs out of pocket? Call up the insurer to scream, yell, plead and beg?

When your house has been damaged by a sinkhole and you want to file a claim with your insurance company, it may be in your best interest to hire a sinkhole lawyer. In fact, your claim is more likely to go smoothly and quickly if you hire a Sinkhole lawyer during the early stages. Though most people initially try to file for sinkhole damage costs on their own, they may run into trouble with a stubborn insurer. If the claim process becomes a long, drawn out fight, then homeowners may find they need the guidance of a lawyer to help win their insurance claim.

Insurance companies in Florida are not unfamiliar with homeowners filing claims for sink hole damaged property. In the past, Florida law required insurance companies to cover the damage to houses caused by sinkhole activity. Since some unscrupulous homeowners took advantage of this law to start filing claims for every little crack or bump on their premises, insurers began rewriting policies with increasingly complicated language regarding sinkhole coverage. Insurance companies also began refusing new policy applications, or dropping old policy holders, if the properties were in a high risk area for sink hole activity.

Even if you do manage to get sinkhole coverage on your insurance policy, the insurer could still deny your claims. This is when hiring a sinkhole lawyer with sink hole litigation experience can be to your benefit. The sinkhole lawyer can help determine if the insurer is being fair or is breaking the stipulations of your homeowner’s policy. A sinkhole lawyer understands the complicated Florida sinkhole laws, and most importantly, a sink hole lawyer knows when your rights have been violated.

Don’t let insurance agencies deny you the costs for sinkhole repairs that you rightfully deserve. Protect your biggest investment- your home. Hire a sinkhole lawyer if necessary to make sure your rights are being protected.

When Should You Hire a Sinkhole Lawyer to Protect Your Florida House

Florida homeowners know the dangers inherent with owning a house in Florida. But they are willing to risk anything to live in The Sunshine State! They just have to take their chances against any damages caused by natural hazards, such as hurricanes and sinkholes.

While hurricanes tend to make national news, sinkholes don’t make the news unless they are of substantial size. But sinkholes are common and can form unexpectedly. The sudden shifts can cause cracks in the house, cracks in the foundation, crooked and broken door and window frames- not to mention the emotional turmoil this will cause on you as you see your biggest investment slipping away.